NEWARK, OH 43055
PHONE 740.345.9757
FAX 740.345.5141

Mortgage Loan Originator

North Valley Bank
Job Description
Essential Duties and Responsibilities:
  • Develops and maintains extensive contact with realtors, realty offices, builders, and other referral sources within a target market. 
  • Solicits first mortgage loans.  Informs prospective loan clients of the financial institution’s underwriting guidelines and applicable government regulations. 
  • Personally interviews all loan applicants.
  • Completes each loan application and all pre-processing functions in a timely manner to permit the loan estimate to be mailed within the requested three-business-day period.
  • Screens loan requests based on financial institution policies and on types of loans offered by the institution. 
  • Orders credit reports, reference checks and other information as needed on residential loan applications. 
  • Personally answers incoming phone calls and schedules appointments. 
  • Communicates complex approvals or denials to the borrower, real estate agent or builder. 
  • Maintains and submits a source-of-business log monthly to supervisor.
  • Distributes market data, rate flyers and general loan information to the real estate community as directed by financial institution management.
  • Promotes and participates in the financial institution’s special credit program and other CRA programs. 
  • Understand and adhere to the responsibilities associated with BSA and AML in relation to job performed
  • Maintains the privacy of customer information and the security of all records
  • Adheres to organizational policies and procedures
  • Maintain extensive contact with customers, the public and the community, conducting relationships that will enhance the overall marketing effort of the bank.
  • Work actively to promote a positive work environment.
  • Conduct work relationships/interactions professionally with customers, supervisors, coworkers and others:
    • Maintain high levels of confidentiality
    • Conduct conversations in a professional manner
    • Dress in accordance with bank policy
    • Successfully attend and complete all mandatory and elective training
  • Participate in community organizations and events to enhance the images and reputation of the financial institution in the communities it serves or plans to serve.
  • Assumes any and all other responsibilities assigned
 All team members will commit and adhere to the bank’s CORE VALUES while performing the essential duties and job responsibilities of the position: 
  •  Accountability
  • Community
  • Communication
  • Teamwork
  • Integrity
  • Knowledge
 To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 
Education and/or Experience:
         § Associates Degree
  • Preferred 3 years of experience originating Conventional Mortgage Loans
  • Preferred 3 years of experience originating Mortgage Loans sold in the Secondary Market
  • Preferred 3 years of experience originating USDA Rural Development, FHA, and VA Loans
 Other Skills:
  •  Ability to work independently and in a team environment, with limited supervision, and be a self-starter
  • Must possess excellent organizational skills
  • Ability to react to stressful situations with professionalism while remaining calm
  • Must be tolerant of all personality types of clients, customers, employees, vendors and others
  • Must have strong coaching and mentoring skills
  • Must have strong customer service skills
Contact Information

Prospective Member Member Login